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Kotani Pay gives your application access to local payment channels across Africa — including mobile money networks (M-PESA, MTN Money, Airtel Money, Orange Money), bank transfers, and blockchain networks.

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Core Operations

Deposits

Collect mobile money, bank, and card payments from users.

Payouts

Disburse funds to mobile money wallets and bank accounts.

Onramp

Accept fiat and deliver crypto to a wallet address.

Offramp

Accept crypto and disburse fiat via mobile money or bank transfer.

Webhooks

Receive real-time transaction status updates.

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Getting Started

1

Access the dashboard

Log in to integrator.kotanipay.com. First-time users can set a password using the Forgot Password flow via OTP.
2

Get your API key

Call POST /auth/login with your email to receive a magic link. Click it to get a JWT, then call GET /auth/api-key to generate your API key.API key guide →
3

Make your first API call

Send requests to the sandbox URL with your API key in the Authorization: Bearer header.Quickstart →

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Environments

EnvironmentBase URL
Sandboxhttps://sandbox-api.kotanipay.io
Productionhttps://api.kotanipay.io
Use the sandbox environment for all development and testing — no real money moves.

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Try It Now

Quick Start Guide

Get up and running with the Kotani Pay API in minutes.

Run in Postman

Fork the full API collection with pre-configured environments.